Nearly 75% of First Time Buyers Purchased Home With Less Than 20% Down Payment
You don't need a huge downpayment...
Most first time buyers believe that in order to purchase their first home, they need to come up with a sizeable down payment—typically 20%. But the truth is, you can buy a home for a lot less and, in fact, most first time buyers are. According to the most recent REALTORS® Confidence Index from the National Association of Realtors®, a whopping 72% of first time buyers purchased their home with a down payment of less than 20%. So what's changed? While 20% used to be the standard in order to secure a loan, options like FHA loans are more lenient with their requirements. As long as a first time buyer has the financial stability to support their mortgage payments in the long term, they can get approved—even if they aren't able to save a substantial amount for their down payment.
If you're thinking about purchasing a home but have been putting it off to save a substantial down payment, there's no reason to wait. With the flexible loan options on the market, you can secure a loan with a far smaller down payment than you'd imagine—and make your dream of owning a home a reality.
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Patricia !!!!! "RahRah"
I have been a 5 star Realtor® in the Bellevue/Seattle Area of Washington State, and mentor of Real Estate for 25 years nationally. My goal is to provide the best service, so you will happily refer me to your friends, family and co-workers. So if you are in need of a Top Realtor® or need a mentor/coach, to up your sales and bring more positivity into your life...Let's talk!
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I am a podcaster, motivator, mentor and a Inspirational Realtor® based in Seattle, Washington who love's moving people with heart.
In addition to being a Realtor and mentor in Seattle, Wa. I am an advocate for buyers and sellers nationwide, and will personally screen and help you choose the best Realtor® if you are relocating around the US or Canada, (from my vast network nationwide) for your specific wants and needs. It's personalized! So contact me at Patricia@patricialove.com
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